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Agency for Control of Outstanding Debts SRL (A.C.O.D.) is a company registered in Romania, specialized in debt collection services.

A.C.O.D. Romania was founded in 2018 and operates in debt collection industry by providing an entire package of collection and debt management services for banking and non-banking financial institutions, working both as a buyer of NPL’s and as a debt outsourcing long term partner. 

We are part of Management Financial Group (MFG), a group that operates in countries like Bulgaria, Macedonia, Romania, Ukraine, Czech Republic, Poland and as well as in new markets like Asia, Africa and Latin America.

Group’s portfolio includes non-banking financial institutions that offer consumer loans, credit cards, mortgages, car loans and small cash loans. 

Our daily activity is regulated by our internal Ethic Code, which is applied by every employee in our company. Agency for Control of Outstanding Debts cares about the interests of it’s business partners and, in the same time, aims to keep the respect for the dignity of the debtors.

We treat the debtors in the same way, regardless of their gender, ethnicity, religion, age, social status, sexual orientation, education, health status. Our employees behave in a professional manner and use terminology and vocabulary typical for a company specialized in debt management.

Our values and development are based on a high professionalism, flexibility, continuous learning and adapting.

Our engagement:

  • Continuous improvement;
  • Relevant data management;
  • Results oriented approach;
  • Professional team and high-standard services.


YANISLAV YANAKIEV – Managing Director

IRINA JURAVLEA – Operations Manager

MIRELA STEREA – Legal Manager



Splaiul Independentei 291-293, 

Riverside Tower Building, 8th floor, Bucharest

Telephone: +4031 433 7330